TangoVictor32

Hi all it's been a while. I have been away and have been ill! My son's insurance is due for renewal in a couple of weeks. He trades from home part time. His new quote from bollington is £1900. After phoning them he got it to £1600 and the rep was pushy for him to buy it. The quote includes 1450 insurance plus a 12% insurance premium tax but won't this be included in the actual premium? Then there's the £150 admin fee... Yes! And £70 for MID management and legal cover. Rep was pushy saying this is based on your risk. BUT dont you think insurance will go down now? Because the risk is reduced? We're not trading nor buying due to coronavirus !! He doesn't want to commit to it and pay for 3-6 months without being able to trade. Even the 6-9 months thereafter business will be down as people won't be looking to spend much post coronavirus...

How much is trade discount? Do they take long to approve a trade application?

BCA cap is all made up by themselves. Independent auction houses always value a car at a lower cap range. Few years ago i tried putting the same car i purchase via bca back in bca and they valued it at a lower cap range because they said something along the lines of you being private entry and not a hot ticket big vendor... Some of the cars that are sold privately sell at much less than cap average. BCA know there's too many new dummies at auction that rely on their catalogue and they are fobbing these guys off and creaming in good returns. Why buy from bca at cap average when you can go and haggle a private seller Mike Brewer style? WBAC always offer significantly less than a private sale. Most punters that use WBAC either cant be arsed with selling it themselves or their car is shagged or they genuinely think they are getting a valauble service from them at a good price.

And even private vehicles... Yes the charge is supposedly to discourage people... Fact is in this country these charges are extortion money or protection money - you pay and you're protected. You dont you get bummed with a fine...

You beat me to it. Labour has ruined every city it has touched. My children in Nottingham are suffering from constant council tax rises of 5% annuAlly. The labour council say its due to Tory Austerity. BUT they purchased an energy company in 2015 and it's making a loss and so far have pumped £40m in to it - hold on i thought you lot said you had no money hence the reduction of services.

Lasta prica bruda?

Always do that. It closes the window for endless games and red writing letters. More happy to sit on a vehicle for months and wait for the right buyer than play tit for tat or parts darts or buyers remorse. They are the new family bored (board) games now apparently If we suspect a buyer is going to be a tosspot we make up an excuse and dont sell them the car. We apologise profoundly.

There's an old topic on here about battery chargers with some very good recommendations

Haha About £350ish labour tops And all the parts you lot quoted at 60% gsf discount So about £500 all in?

Had a argument once because the car was a grade 5 and they listed it as a 3 and the appraiser was adament it was a 3 even though it had faded paint over 3 or 4 panels with bits that are tatty. He was then saying grading doesnt matter as car is over 10yrs old. I told him why do the cars over 10yrs have grade numbers next to them then. He was moody but changed it to a 4 and i got a refund. It was definitely a 5.

Hmmm prices prices ! £25 mot? Do they fail on everything? Seen one garage in Glasgow other week doing mot for £19.95 the heck is he making? Anyways MOT i get for £40 Same as Mark for labour but at £40ish Dont even ask about bodywork - going rate is £100 a panel but they are slow or shit at it and moan like hell! Valet is £10 to £25 - "brother brother" just does the lot for a small price "for you"

Bollington are hard work though when you take up a policy. They will scrutinise every little bit but are very good for the price. In fact other companies gave me an increase because of a non fault accident last year. Bollington scrutinised me so much and eventually were baffled why did my previous broker want more money on a non fault accident. They spoke directly to that broker and came back to me and said they were baffled and as the non fault accident wasnt my fault. As a result I got £800 less from the renewal quote and it was £150ish cheaper than the year before (prior to the accident)

You guys do make me laugh Some come here for knowledge I come here for the banter

Threaten them you will go to the press on the shambolic techniques they use to con people The fat managers brain will kick in

Who is this rat? Why am i always the last one to find out

Do tell who it is...

I dont see how finance are getting you to dig them out of the hole. Are you saying she told finance she will return car because its fkd because she cannot afford it? Am sure if it was an affordability issue finance would have pounced on her long time ago and not sit on it for 5 months for late payments or lack of. Even if she moaned to them car is fkd they would tell the old gilf thats not our problem nor its an excuse to pay our money back so you still have to pay us.

Some places are prone for for flooding. And if you're not local to that area you might ruin your motor. Even worse if the driver is inexperienced

Lots of good points on here... There could be and there are a number of problems that aren't met to the eye - electrical damage, mechanical damage, locks, wiring, water inside key components. But I guess a little £10 wash and dry would sort it out for retail at £20k. The car would have been assessed and only some of the abovementioned issues would have been provisionally mentioned as to potential causes of it to not starting. Too many folk think cars are boats

Yes they said its Fine but to keep an eye on it. Very true Had an A3 once and the secondary little hidden pump leaked so the vehicle was stripped twice to replace this little rat!!

Hi folks We got a Golf 2013 plate and the water bottle gets empty every so often even when it's standing still. Took it to a vag specialist and they said the heater matrix was full of gunk and they flushed it out and found now source of leak. The heaters werent getting hot enough but they are now. The leak has stopped for now. Does anyone know if this is a common issue and could even cause a leak?

Well it could be if it's an issue with majority of Golfs - clearly the unit designed has flaws within it and it packs up/ works intermittently

Replace it under warranty? Needs to be a recall for this then

We used a guy in London couple of years back. It wasnt a screen issue but sound was coming through from the speakers. Appatently it was a resistor on the back of the screen so i dont know if it's the same fix. I will have to dig for the number

Setting yourself for a double whammy.... Dealing with someone who you didnt sell to - he will get pay out and then the scanky milf will rinse you in court. Like someone else said im done here. And like someone someone else said there is more to it - why the F would you be offering deals?! I told you many moons ago dont bother taking it or buying it back. You ignored that. Clearly more to this. Cant give the whole info then dont expect advice. I will let the forum hounds pounce on you....