trade vet

There will be hassle,good luck We ( our family company ) used the same insurer for many years and still do having paid them many thousands for motor trade ,buildings,pensions and also our personal home insurance.We were always named on our trade policy as being covered for business ,social and domestic use of our company cars.We never had any claims at all.So when I retired I no longer needed a company car ( and to pay Company Car Tax ) so I having been quoted ,I got covered on a private car having declared full no claims.A month or so later they contacted me threatening to cancel the cover because I had suppled false information to get a No Claims Discount.They were adamant I did not qualify and would have to start afresh.They said that I personally had not previously had a motor insurance policy in my name so could not apply a no claims discount.I tried to argue that as I was a loyal customer for many years and had paid them many thousands without any claims plus we still had several policies with them ,they should give me full no claims .They still refused. I was told that it may be possible to get full no claims accepted from another insurer who will take your money but in the event of a claim,it may not be accepted having relied on my declaration.So we now have 4 cars on the one private Comp policy which I have got down to £1500 because each car does less than 3k per year……If that is any help !

So praised by the judge who rejected the claim as it was established buyers remorse because a relative had supplied another car ,yet it still costs you £550 when it was sold for £1850.! That’s par for the course in the Small Claims Court for car dealers.The message is……don’t sell cheapies to punters under 60 or better still ,don’t bother at all.

Rates are not likely to come down. They do £600m t/o and net £350m profit without employing many people. How good is that.The thing is that it doesn’t work as well as the original Autotrader mag which came out on a Thursday was also expensive but had paid for itself by Friday morning ! Your options are,don’t advertise all of your stock,buy £20k worth of AT shares as hedge against future increases,only advertise and show one model of vehicle with a choice of more in stock etc.Anyone else got any better ideas. It could be worse,in the US they might threaten to cancel your account if you advertised on another platform !

I thought I could value stuff,but not any more.I saw this elongated Mini Countryman with big alloys today.24 plate EV .An elderly lady got out and I was thinking who has stitched her up with that ,it must be about 35 grand.It turns out they are 58 grand ! The job has gone mad.No wonder Peter Vardy from the motor trade dynasty is jacking it in.,how many will follow ……All the best.

I would be emailing the manager for an explanation,give him a headache.Surely Storage fees were invalid anyway when the Met Office was issuing severe storm warnings to travellers from the middle of last week.It is very unfair that a substantial account holder could now be billed by their transport company for an aborted collection caused by BCA ‘s mistrust that you will pay them £12.Major problems I usually accepted but stuff like this really got me annoyed.

That’s really bad,surely your BCA credit facility is more than £12 ! I would be speaking to the auction manager . They used to nice people at Ingleston.

Surely no one relies on guides anymore when you have various on line retail platforms to compare.There are of course conspiracy theories why Cap values are generally well below the market.As for Glass’s,in the distant past it was usually only the franchised dealers who subscribed annually and we like many others would just give a salesman about £2 for the previous month’s issue and work off that.

The bottom line is that Judges do not like car dealers.The Judge is unlikely to know that an ABS sensor is not a big deal.I have unsuccessfully defended 3 cases brought by punters in the Small Claims Court where I thought there was no way I would lose.On the other hand I have won cases against an architect,a builder,a clothing wholesaler and the best one BCA.I think you will need to be able to prove that you offered a free repair and that they refused.Also it is important to make sure they have correctly followed procedure prior to issuing their claim.Was it sold with a new MOT,did you get a PDI sheet signed on handover,did you note the mileage when you had it back.How did you word your signed sales invoice . It is very unfair but selling cheapies these days is very risky and you might have to take your medicine on this one if you haven’t got a good defence which the Judge understands.

It might help if you read their T&C’s closely with regard to their Assured reports.

At what point did the engine fail,was it after they drove it out of the garage.Did they contact you immediately.Ask for a copy of the invoice from their local garage which should show the mileage in order to check the mileage since.I recall having something similar and the punter had been towing an oversized caravan which I spotted on StreetView. You need to get as much evidence as you can and then contact Lawgistics .

Your contract is with the vendor and BCA acted as agents for the Merc dealer who are the vendor.You shouldn’t have a problem but unless things have changed,BCA policy will be to try and give you the runaround.If that happens,what I used to do was to put BCA on notice that you intend to take legal action against the vendor.They usually caved in after that but don’t forget to charge for your costs. Keep us informed.

Sorry guys but if I understand the deal correctly ,I think Mr Brewer’s sales guy deserves a P45 for negligence.Downing a £10k Golf over the phone by accepting payment by Credit Card ? .I think it is OK to accept an initial deposit by Credit Card but even if the punter was on the pitch and clearly legit,I would not accept full payment by Credit Card.It usually means they have no money and there will be faulty merchandise claims ahead and the card company can swipe back the full payment .I don’t think the Police look for stolen cars any more but maybe because Mr Brewer is a popular celebrity and of course the publicity ,they fortunately very promptly went out of their way considering all the other stuff going on at the moment. ….or am I out of touch ?

Excellent,looks like you have a ‘switched on ‘ solicitor.

Good luck,there is always Lawgistics,it’s a good one for them.

They have admitted trying to contact the previous keeper when it was ‘ in the trade ‘.I think you need to contact a solicitor. You could possibly make a bit of money out of this ,full refund ,lost profits,stress,time and trouble costs etc etc.They will reply to a solicitor.

That doesn’t sound right .If you can prove it was there less than 24 hours before being impounded and the MOT station can conform it was booked in ,surely you must have grounds to take some sort of legal action.

Hi there ,would you mind clarifying whether the car was impounded because it was not taxed and then left parked up by the recovery company driver on a public road unknown to the garage where it was booked in for MOT and repairs. It does appear that DVLA employ subcontractors who now ‘soft target ‘repair garages and pitches by monitoring and reporting the comings and goings of untaxed vehicles even if they only travel a matter of yards on the public road outside premises.

That’s why you need a ‘ returns and cancellation policy ‘ with various additional charges !

I agree,just collect it and re offer it.WAV ‘s are good news ( usually big margins ) but hard to source ,only had 3.There is an established specialist WAV dealer where we are Automotive UK ,they do their own WAV adaptions and make huge profits.

That’s right,qualifying your punters is so important these days because they have so many rights.At my old pitch in particular when selling cars,they insist on the punter coming in.If they don’t like the punter,they don’t sell them a car and if they turn out to only qualify for sub prime chucky they are told to arrange their own .Fortunately they can afford their sales policy !

Hi there,you are right to expect some compensation but I think we need a bit more information. These days it could be a good idea to have a long winded ‘ returns policy ‘ in legalese language. You need to try and create some grounds. I would first confirm to them in writing that you have received their request for a full refund and to Rescind The Contract on the sole grounds that Mrs X does not like the car and that you are taking advice. Did they prepay and why did you offer to deliver it,were there any special reasons.How old are they . Are they still using it and how many miles have they done Was the wife present when you handed it over and does she drive. ( I would be enquiring if she is his wife and lives at the delivery address ) Ask her what car she would prefer. How far are they away from you and was the handover completed ‘ after hours ‘. Is there any prospect of retailing or profiting on the swapper. Might the car need another valet before re offering it and is there any chance you may find one or two new stone chips ( a bit like car hire return guys ). The real reason for the rejection is probably completely different,it’s so annoying.

Trade it, Insignias are shite,it will bounce back .

I am surprised they lasted so long.How long have Cinch got having lost £300m in the last 2 years ? BCA were making a fortune what with charging huge buyers fees and persuading their main vendors to accept 90% of Cap Clean on forward contracts when most stuff has been doing over 100% of Cap Clean ……so they set up Cinch because they thought Cazoo was doing so well ! You couldn’t make it up.

How are you getting on,have you lifted it yet.These days buying late non runner stuff is high risk and especially if you have been mislead ( or stitched up ). Good luck.

Apologies PH for us ‘oldies ‘ hijacking your topic ‘.