thank you all for your input.
I think you have just confirmed what I thought. There is a unit coming up close by, around 2200sq ft. It's 8k per annum rent, business rate relief, but with services you're still talking 10k a year. I think I'll put 10k into my own house, extend my garage for an office and re-do the driveways. Give it 12 months and see how I am next year.
Finance wise, everything is pretty much 6k upwards and thats where I would like to stay even with cars, so I would imagine finance would be popular, but time will tell.
Thanks again,
Dane