justina3

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Posts posted by justina3

  4. Posted

    31 minutes ago, New year revolutions...... said:

    Well I broke it before car dealer did but you dont need to look far for the details

    Now give me your hand and follow me:lol:

    https://cardealermagazine.co.uk/publish/major-boost-automotive-industry-government-revises-business-interruption-loans-scheme/189306

    I have been looking for breaking news on assistance for 10/20 cars as you stated the below link would mean each car would be in the millions, the search continues.

    “After receiving what accountants and business advisers UHY Hacker Young called ‘significant feedback’ from industry bodies such as the RMIF and many SME businesses whose turnover exceeds the initial £45m eligibility threshold, loans of up to £25m will now be made available for businesses whose turnover is between £45m and £500m”

  6. Posted

    8 hours ago, New year revolutions...... said:

    Let's say you work from a 2000 square foot unit

    Theres 10 0f them

    The landlord to stop tenants defaulting on rates as they often do sets up 10 ltd companies filed accounts and thus is exempt from business rates?

    No point having a go at me I was just stating what the council told me I have several empty commercial buildings when I asked the question I was told it needed to be a clear retail property how could I file accounts to show that ? Make up sales and incur a tax bill ? Thst doesn’t make much sense really does it. 
     

    I have no doubt that plenty of businesses will be refused and plenty will manage to pull the wool over the council eyes its to be expected however when the dust settles I would be waiting for a knock on the door so to speak. 

  7. Posted

    42 minutes ago, have a word with the wife said:

    no that is because the landlord is the rate payer, ker fukin ching :lol:

    The criteria I have seen states you have to operate a retail business from the address just because he pays the rates doesn’t mean he will be ker-chinging 

  14. Posted

    I think people out flouting the government advise are my nature of their behaviour the customer I normally swerve.

    that said there is always an expectation to the rule, I took an on line deposit yesterday from a mother who wanted me to hold an Aygo until the crisis is over for her sons 18th spoke to her several times and surprisingly she is very normal unlike the rest of the fruit bats that keep emailing with stupid offers.

    Agree with most people health over wealth for me.

  15. Posted

    2 hours ago, andymc1973 said:

    i didn't realise you had to sign personal agreements on stocking loans

    Not many loans these days do not require it the olden days of hiding behind a limited company are as rare as hens teeth. 

    You only have to turn to social media to see the country up in arms about the banks offering CBIL loans and still asking for your pound of flesh. 

     

  16. Posted

    100 agree default will not go in your favour 100% you would have signed a personal guarantee which will indemnify bca against all loses such as collection costs resale cost storage they will hit you with so many bills your eyes will spin. 
     

    have you tried applying for government support to settle the bill ? When are your cars due to hit maybe there taking it case by case if they send out a blanket take a holiday even garages that can afford to pay won’t. 
     

  17. Posted

    1 minute ago, A & S said:

    Called them yesterday, that's all they offered which is pants. Some young lad on the end of the phone, never spoke to him before, asked for management, no one available. Told him we are not going to be able pay you'll have to come and take the cars away. He couldn't answer anything really because he hasn't been told anything else. 

    That really sucks such a huge company with no info being fed to the front line staff no excuse for it, I would hold out for common sense it makes no sense what so ever for them to come and collect cars they would have trucks out all over the country the cost would be crazy instead of just coming up with a decent deal to help dealers out. 

    I think it will be a case of watch this space, do you have an account manager maybe try them instead. 

    Hope it works out for you. 

  18. Posted

    That’s very poor of them i remember reading there standard t&c’s Which allow for a similar extension so basically they have offered there customers nothing. 
     

    surprised me that has thought they would have done more, have they announced this or just word and mouth?

  19. Posted

    24 minutes ago, MSP Motors said:

    From reading of many different sites my interpretation is single company directors will be eligible to "furlough" however will not be able to carry on with any running of the busiess. No emails, calls, tax returns, nothing related to the business and obviously no sales (not that I'm expecting any). Obviously this isn't official, but that's my interpretation.

    That is the way our accountant spelt it out to us, He sees loads of fines once this clears up people clearly taking the piss. I left myself employed but enrolled all my staff not with the risk 6 months down the line having HMRC issuing fines willy nilly.

    26 minutes ago, BHM said:

    Unfortunately the newly found money tree will struggle to bear fruit so quickly. 

    I think Trade Vet’s post in another topic about having to struggle on until June at the earliest will be about spot on.

    I sincerely hope that the one good that eventually comes out of this is people realise how fragile their finances are, think of a little forward planning & try to live with their means. Fat chance obviously, but it would be nice.

    I agree this has been a massive wake up call for the world, as you say the stupid will still be stupid in six months time however i would like to think if i come out of this alive and not died of going insane then i will have a totally different look on life.

  20. Posted

    13 minutes ago, MSP Motors said:

    I haven't seen this confirmed yet?

    Neither have i, our accountant has sent over forms for us to fill in regarding how is going to apply for the 80% wage grant, everyone on the payroll as long as they where there on feb seems to be included directors included. 

  21. Posted

    Still to early to read all the detail but did I here right that they are going to calculate assistance grant from profits ? What if your making hardly any profits those poor buggers who hardly make anything need more help than anyone. And they have to wait until  June. 

  22. Posted

    4 hours ago, Trader86 said:

    .  
    I think measures he is taking are very reasonable. 

    The devil is always in the detail and so far very little detail has been released, so far they have promised a lot and delivered very little so I am on the fence as regarding if they are doing the right things.