Ashley@UKGlobal

Members
 View Profile  See their activity

  • Content Count

    20

  • Joined

  • Last visited

Posts posted by Ashley@UKGlobal

  4. Posted

    2 hours ago, G Dog said:

    Good Afternoon all,

    Recently renewed my trade insurance with @Ashley@UKGlobal . After calling the usual suspects/Call centres for quotes, I have to say this gentleman really knows his stuff and his service is second to none. Everything from price to exact cover that I needed was spot on. Thanks again Ashley :)

    Thank you very much for your kind words @G Dog it was my pleasure to arrange your motor trade insurance and it is great to hear you are happy with everything. 

    Ashley Stevenson

    UKGlobal Insurance 

    • Like 3

  5. Posted

    On 5/20/2020 at 7:20 PM, S & J Trading said:

    Hi Guys, Just to introduce myself..

    We are a new small independent Trader in the Midlands. Will be dropping by occasionally to pick your brains.

    Hope business is being kind to you all.

    Regards, Steve

    Welcome to the Forum Steve, all the best with your new venture.

    Ashley

    • Like 1

  6. Posted · Edited by James Baggott
    Contact details removed - contravenes forum rules

    13 hours ago, J.B said:

    Just to follow up on this, I got in touch with Ashley who sorted me a policy with more cover and still managed to save me about £1600 all told! Highly recommend him to anyone in need of a quote :D

    Hi @J.B thank you very much for your brilliant feedback, It was my pleasure and I am very happy I could help. 

    Ashley 

    UKGlobal Insurance 

  7. Posted

    3 hours ago, Casper said:

    The three I've used over-the years are think insurance towergate insurance and Ashley@UKglobal on here.  Really helpful to talk to . 

     

    56 minutes ago, L-P said:

    A 2nd vote for Ashley at UK Global, however Aston Lark came up trumps for me this year with AXA, and I was also on the NIG deal last year. 

    Thank you Both for the recommendations, much appreciated! @Casper @L-P


    Ashley 

    UKGlobal Insurance 

    07593 137984

    ashley.stevenson@ukglobalgroup.co.uk

     

     

    3 hours ago, Beautiful South Martin said:

    Just had a telephone call from Aston Lark insurance informing me policy is due beginning of May. I placed my business with them last year after an introduction via the IMDA membership and to be fair they came back with a very good quote using NIG together with a few little sweetners, 0% finance on all monthly payments, anyone can drive on my policy with my permission for business use, handy when you can rope a few people in to drive stuff back from the auctions. It would appear now though they have kicked NIG into touch and all future business is going through AXA. I have not a had a renewal quote as of yet but as we are all sitting at home trying to keep ourselves busy now is an ideal to have a bit ring around to get some additional quotes.

    Any recommendations for a decent reliable broker?

    Good Evening @Beautiful South Martin 

    I am a motor trade specialist insurance broker with access to some very competitive facilities and I would be delighted to assist you with your upcoming renewal. If you would like to get the ball rolling please drop me an e-mail with some information regarding your business and your existing insurance package and we can take it from there.

    Thank you,

    Ashley

    UKGlobal Insurance

    07593 137984
    ashley.stevenson@ukglobalgroup.co.uk

     

     

     

    • Like 1

  8. Posted

    15 hours ago, Unknownkid123 said:

    Hi, been told by BCA in order to get a Gold card I must have motor trade insurance, But someone else I know has a gold card but doesn't have motor trade insurance, they're saying without motor trade insurance I cannot get past the silver card, anyone else have a similar experience?

    Hi Unkownkid123,

    I am a motor trade specialist insurance broker and I may be able to help you out, feel free to drop me an e-mail or give me a call if you would like to discuss further

    Ashley

    07593137984

    Ashley.Stevenson@ukglobalgroup.co.uk

  9. Posted

    18 hours ago, Casper said:

    Ashley not in the current situation as I will remain with my current cover but at at later stage hopefully when the uncertainty changes 

    i had an old boss who had a policy which covered him to drive any Car for Social domestic and pleasure and motor use owned by him or any car owned by him could be driven by basically anyone for both motor trade Sdp at his say so ie a voluntary worker part time full time worker etc for motor trade but also his wife for sdp is this something your company could provide ? .also do you have an email address 

    Hi Casper, yes we certainly could provide that level of cover, if you would like to discuss further my e-mail address is Ashley.stevenson@ukglobalgroup.co.uk

    Best of luck with everything and stay safe

    Thanks

    Ashley 

    UKGlobal Insurance 

     

    • Thanks 1

  10. Posted

    3 hours ago, TangoVictor32 said:

    Hi all it's been a while. I have been away and have been ill! 

    My son's insurance is due for renewal in a couple of weeks.

    He trades from home part time.

    His new quote from bollington is £1900. After phoning them he got it to £1600 and the rep was pushy for him to buy it. 

    The quote includes 

    1450 insurance plus a 12% insurance premium tax but won't this be included in the actual premium? Then there's the £150 admin fee... Yes! And £70 for MID management and legal cover. 

    Rep was pushy saying this is based on your risk. 

    BUT dont you think insurance will go down now? Because the risk is reduced? We're not trading nor buying due to coronavirus !!

    He doesn't want to commit to it and pay for 3-6 months without being able to trade. Even the 6-9 months thereafter business will be down as people won't be looking to spend much post coronavirus... 

     

    Hi TangoVictor, sorry to hear you have been unwell i hope you are feeling better. 
    I am a motor trade specialist insurance broker offering a personal service and competitive premiums. If you would like to give me a call on Monday I would be delighted to see if I can source the right cover for your Son and would look to save him some money. We understand that in these uncertain times you need to reduce overheads where possible and I can tell you we would certainly not charge you for updating your MID. 

    Ashley

    UKGlobal Insurance
    Mob: 07593137984

     

  11. Posted

    Thank you very much for

    22 hours ago, k2 autos said:

    Thankyou Ashley from ukglobal insurance you got me the right policy with a top insurer glad you pulled me out of tradex!!! And I'm glad I came across your number on here!!

    Addy.

    K2autos.

    Thank you very much, its was my pleasure and Its great to hear you are happy with your new trade policy.

    Thanks

    Ashley

    UK Global Insurance

    07590635644

  12. Posted

    5 minutes ago, metcars said:

    I don’t get the ‘part time’ thing.  It’s not a job that you start and finish at fixed times like working a lathe? Your stock is insured 24/7, you’re advertising 24/7, the only real difference is that you have less opportunities to make yourself available to customers. But to be fair many of us one man bands are chasing the clock all the time too!

    Hi Metcars, yes that is a fair point and I would tend to agree with your reasoning. However insurers work In mysterious ways and therefore if you have another occupation you are classed as 'part-time' meaning you get a discount on your trade insurance.

    Thanks,

    Ashley

    UK Global Insurance

    07590635644

  13. Posted

    5 hours ago, JasonPeters said:

    I too don’t know how insurance companies work but as well as the NCB, the policy was loaded & his next year’s bill (which I saw) more than doubled to over £8K and that was after he’d pared back cover. Over the next few years it must of cost him a five figure sum, all for someone who walked away financially scott free. click here

    Hi Jason,

    That's a very good example of how damaging it can be to your insurance and ultimately your finances, it can get even more messy if a customer was in a courtesy car hit a pedestrian and they were seriously hurt, these kind of claims can spiral into the hundreds of thousands and a claim of this size would increase your insurance premium in a big way, it could even make your business 'uninsurable' or your business may not be able afford such inflated insurance premiums that it leads to the business itself closing.

     

    I think its fair to say always tread very carefully when giving cars out to customers and be mindful of the risks this poses to your insurance and even your livelihood if things go wrong.

     

    Ashley

    UK Global Insurance

    07590635644

  14. Posted

    1 hour ago, New year revolutions...... said:

    Hi AShley ,this is very sound advice you give.

    I can relate a story that crushed a business due to a car crash whilst a loan car was used too,I  would never do it as most customers think they can abuse the privilege they are offered,even simple things like speeding tickets are a nightmare as you chase up the hopefully signed paperwork the customer signed thus ensuring you as the named owner doesn't take their sp60

    Nap not for me,theycan take shanks's pony

    Yes it is certainly a risk in a number of ways, I am a insurance broker specialising in the motor trade sector so as you can imagine I see these things happen quite often. That is a great point you make about speeding offences or points incurred whilst the customer has the courtesy car, even parking tickets incurred will come to you as the owner of the vehicle. That's why I give a 'loan vehicle form' to all of my clients who have the courtesy car cover, as long as the customer signs the form they accept full liability in the event of points incurred / speeding tickets / parking fines and even the maintainence of the vehicle is put onto the customers head (oil, tyres properly inflated etc)

    Some of my clients also put 'excess clauses' into the courtesy car agreement, meaning in the event of an accident or damage caused to the vehicle the customer has to pay an inflated excess or lump sum.

    It is also recommended to take copies of driving licenses and carry out checks to ensure they have the relevant license and they are not banned or disqualified.

    Ashley

    UK Global Insurance

    07590635644

     

     

  15. Posted

    On 17 December 2019 at 10:48 PM, Mad Mark said:

    Hi guys,

    I hope you're all well. 

    So I'm new to the business and looking to start out with maybe 1 car at a time in the hope to sell 3-4 cars a month, however I've hit a major snag after putting in the research for the last 2 weeks I probably should have checked motor trade insurance prices first - bummer!

    Phoned up Bollington insurance which I've read people got good deals from on here and was quoted over £3,000 for the year, which I just can't afford. The kind chap however did say that I'd be maybe best going down the temporary insurance route for each car I get so it allows me to drive it home etc for around £50 a car. 

    The only issue I then seen was what if a buyer wants to test drive the car, would they require to be insured or do most buyers just chance it? As I'm sure there are many private sellers out there just selling the odd car without motor trade insurance.

    And if the buyer did just chance it on a test drive and we got pulled over by the police who would be at fault and be hit with the points? 

    Appreciate any feedback. 

    Hi Mark, I am a motor trade specialist insurance broker and I would be happy to put a quotation together for you to see if we can obtain a cheaper premium, starting any business is tough and it's important to try and keep the overheads down where possible. I have helped lots of new traders get started with their first trade insurance  at a reasonable price. Feel free to contact me on 07590635644. Thanks, Ashley

     

  16. Posted

    Hi all, I am a motor trade specialist insurance broker offering a personal service, with premiums rising please feel free to contact me at renewal time if you are looking for a free review of your insurances, I would look to save you money where possible without compromising on coverage. You can contact me on 07590635644

    thanks. Ashley

  17. Posted

    On 27 March 2017 at 9:29 AM, metcars said:

    I was under the impression that P/T was intended for someone who was for example working as a 'GP' for 5 days a week and a car dealer for two, hence part time?:D

    Seriously, I wouldn't be surprised if P/T insurance actually worked out more expensive

    Part-Time trade insurance is generally cheaper as you have a secondary occupation meaning less time spent on the cars, less stock around you so less risk to insurers

  18. Posted

    On 4 February 2020 at 9:36 PM, MrC said:

    Thinking of running a Courtesy car, got a cheap low mileage 2010 KA last week. Insurance want a massive £115 to add it on to the end of the Policy (December). 

    Only thing that puts me off is risking our NCB.

    Thoughts please guys?

    Courtesy cars do seem like a good idea at first as they are a useful tool for your business, giving a courtesy car adds that extra touch to your service. However, if the worst happens and a claim occurs that turns out to be the customers fault, it's your trade insurance that will take the hit, this can be very damaging to your claims record and can significantly increase your premium when your renewal comes around. If you do decide to give out courtesy cars it is strongly recommended that you manage it carefully and only give them to trusted customers. 

  19. Posted

    On 6 February 2020 at 11:11 AM, A2Z said:

    Hi 

    I know this topic been covered a million times got a guy who works for us and trying to add him on the insurance is a night mare he has a previous criminal conviction and the best price I’ve got is around £6400 it’s a night mare he’s 31 no points and where based in West Yorkshire 

     

    any recommendations ?

    Hi, I am a motor trade specialist insurance broker and I would be more than happy to help source the cover you require at a reasonable figure. You can contact me on 07590635644 Thanks, Ashley