David Horgan

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Posts posted by David Horgan

  1. Posted

    2 hours ago, david gott said:

    Absolute loons at the moment, woman emailing about an Aygo at £3500, wants the lot on finance and then trying to chip us for £100, what is that gonna do to her monthly payments? sweet fa!

    £2 a month David = 1.75 litres of petrol , 6 eggs , 3 mars bars , loaf of bread " unless its Asda then 9 Loaves ;)" 

    Means the kids don't starve :lol: 

    Complete bloody idiots at this moment in time 

  2. Posted

    They never buy anyway when the first line whats the best price .

    So i have a laugh with them :lol:

    Others are ; 

    Whats so offensive with the price then ? 

    For customers shopping above their budget we offer Finance . 

    I can get that car to £212 a month but do call me for a quote to match your budget 

    Its Sold 

    Got two offers on the car , both ABOVE screen .

    Go on then Make my day , Tell me what you can afford 

    mmmmmm ok I've decided the question is rude 

    If your serious make an offer , if you dont hear back its because i'm rolling about laughing . 

  4. Posted

    3 hours ago, BHM said:

    It doesn’t matter if their real budget is £800 or £8000, they start looking at ones 25-50% more expensive & convince themselves they can own it. 

    very very true . 

    9 hours ago, Daz said:

    How much will you do it for without the tyres...

    Bloody hell . love to have took the tyres off and presented her the car on the rims :lol:

    17 hours ago, Ratt101 said:

    The offers we are getting are between 23% less than ask up to a couple at 40%. they seem to think we are desperate sellers, although sales is shut my mechanic is working starting cars etc and answered the phone today, customer bought a car December 2019, done 30k miles since purchase but due to them being furloughed, partner lost job, they have done no maintenance failed its MOT on 2 tyre's and and front pads and dics, as they have not used it much !!! they think we should pay because even thought it came with 12 months mot (no advisories) it was obviously not fit for purpose complained to finance company, waiting their response just hope it is polite

    Dec 19 with 30 k and its your fault somehow , Total idiots they are , Finance wont wear that pal don't worry 

  5. Posted

    53 minutes ago, metcars said:

    t’s interesting that they don’t see themselves as ‘money grabbing customers’?

    I tried that one , she was having none of it .

    just had another lady on now . 

    Do you buy cars , Yes we do if you have what we sell 

    14 Kia Ceed 90 k on clock , only we buy any car are shut and i want to sell it . 

    Anyway she starts rambling about how cars are hard to buy for us so she is in the trade and knows it books at £3,600 apparently , due to that problem we have she wants no less than £4,000 , Its a petrol Ceed in red , two weeks MOT and it was serviced when she bought it :lol:

    I said have you seen that Dragons Den Show ? Yes she said . " Well I'm OUT " was my reply :lol: 

    • Thanks 2
    • Haha 3

  7. Posted

    just had a chat with one lady who asked for " whats your best price via email " 

    I rang her and she was adamant that we should be discounting cars because of covid 19 . When I asked why she went rambling on about keeping people moving was our duty as we had the cars , we wasn't selling many due to lock down , we were probably getting grants , staff on furlough anyway so we should sell cars for less money and stop being greedy . 

    I asked what the best price should be then on the £12,995 car she desired her answer was whatever the customer could afford to pay you for it , So I pushed again , Give me a price YOU can afford then on that basis , £8,000 she said , I asked her why she didn't look for an £8,000 car if that's the case . 

    She called me a money grabbing horrible man and clicked off . 

    Stupid Cow 

    • Haha 2

  8. Posted

    If work cannot be done from home then yes you can go to work , 

    Road testing cars is permissible under the its being road tested for safety , picking up parts is part of the servicing of cars which is permissible , Sending a V62 off will be dealt with so that's ok .

    We run car sales which is shut obviously , but our workshop is still open , we are on site due to that being open , just a closed sign on the showrooms door and a chain across the cars that are outside . 

  10. Posted

    2 hours ago, BHM said:

     

    What can I say gents? In all my years of having them I’ve only ever been pulled once & that was about a decade ago whilst filling with petrol at the local petrol station less than a mile away. 

    With current police staffing & crime levels I don’t think pulling insured cars with plates in the window even registers on the scale of ‘worth a pull’.

    My daughter got pulled before Christmas , Twat copper was about 18 and pulled her for no insurance , Trade car it was . Took her calling the station to get through his thick head that plates are on the insurance MID , he was arguing they only cover TAX took his boss to put him right . Prat . She took his head off afterwards in the petrol station forecourt with an audience  , bet his ears are stilling remembering that LOL  not one to be messed with is my daughter , ex prison officer she can make grown men bleed from their eyes sockets . Only 8 stone 5 and 5' 4" but strewth 

    • Like 1

  12. Posted

    On 1/9/2021 at 7:29 PM, Daz said:

    Anyone use this company?

    With the current Brexit situation the appeal to import cars from England has pretty much dried up. 

    Yet Northern Ireland doesnt have the same taxes and charges. So I emailed CAG looking to open an account and once I submitted proof of Trade they sent me this,

     

    "Hi Darragh,

    Thank you for sending over all those details.

    We have reviewed all the details and on this occasion to open an account  a £1000 sterling deposit would need to be taken and to be held for three months until regular buying pattern is confirmed. 

    If this is something you would like to go ahead with please do let me know"

     

    Is it just me or is this a bit Cheeky, £1000 of my money (and plenty others) sits in their account for 3 months regardless what I buy. 

    The first thing that came to mind was what happens if they go into liquidation in the next few weeks due to further restrictions.

    They might be hoping , just say your not prepared to drop that money with under these conditions and the fact they are new to you as you are to them . 

    I buy cars and pay for them as i do normally . Do you wish to sell them to me , is the question isn't it  

    • Like 1

  13. Posted

    20 minutes ago, Frank Cannon said:

    I'd never get that past her indoors.....she still hasn't forgiven me the time she came home, to find a set of Trident headers being cured in her oven....another five minutes and I'd got away with that. 

    That reminds me of a time i had a tin of grease boiling on the cooker top with a Bike chain in it :rolleyes: Solid grease heats up , the smell was the problem too , but this grease had just melted when the wife pulls up . Wasn't happy :lol: bunny 

  14. Posted

    55 minutes ago, Daz said:

    Had a bloke come out Christmas eve to view a 2011 plate Diesel Astra. 

    We had just dropped the price by €1000 the night before to try bring in some cash before end of year.

     

    The guy says I want to buy it (after an hour pointing out little Mark's and little faults) 

     

    I said would you not like to test drive it first? " Oh no point, I've got 14 days to test drive it and return it"

    Some people have no conscience 

    Hope you said bye bye mate , happy Christmas 

  15. Posted · Edited by David Horgan

    1 hour ago, johny1980 said:

    Thanks so whats the difference between 'qualifying' and 'non qualifying' as there is examples of 20% and 16.67% there?

    Qualifying means its previously been owned by a Company who claimed the VAT when purchased and paid it back when it was sold . This means that if the next trader eg us were selling it to another VAT business we could produce a VAT invoice and the new customer could then claim it back . 

    If we sold the car to a private customer it returns as a Margin car and the VAT element is inside the profit 

    Non qualifying means its a margin vat sales 

    there is no such thing as a16.5% VAT rate at all 

    Your confusing 16.5 % as VAT within the workings out regards the eg £100 including vat , Divided buy 1.2 = £166 as the Margin VAT , its never worked out as 16.5 % as i know it . 

    EG if at end of quarter your gross profit is £40,000 then the MARGIN VAT = 40,000 divide 1.2 = £6,667 VAT , Leaving you £33,333 profit . But you can claim all paid VAT back in that quarter too so it will be different every time 

  16. Posted · Edited by David Horgan

    2 hours ago, johny1980 said:

    To confirm is the VAT rate for car dealing 16.5%?

    Its 20% VAT pal not 16.5% 

    If your working on margin and want to see what VAT on  is say a £1000 profit its 1000 divided buy 1.2 = £833.33 so the VAT element is £166.67 on the deal , £166.70 goes to the VAT man , but all the service parts eg tyres , oil , plugs , and advertising VAT can be claimed back , eg you spent £300 +vat on parts advertising  and service you would claim back the £60 from those invoices , This is offset every quarter VAT return so the VAT element on that deal would be £106.70 to pay .

    You can of course claim some fuel VAT , Stationary VAT , Tools VAT , Cleaning products VAT , in fact anything your business needs you claim back the VAT . You never win out but it does make you collect EVERY receipt to claim it back 

    On 12/20/2020 at 11:28 AM, BHM said:

    Isn’t it tax year to tax year (6th April - 5th April)? Tbh surely it’s academic to most cos unless you’re spreading it around every family member how on earth can you keep below?

    Always made wonder that , If your doing 86k its not worth the hassle is it 

    On 12/18/2020 at 9:46 AM, poor-trader said:

    On non-qualifying used cars you pay margin VAT. If you buy a car for £3k and sell it for £4k you will pay 16.67% of the margin in VAT. So, for that car, the VAT man will relieve you of £167 of your profit. You will be able to claim VAT back on any prep work costs incurred on the car.

    +1 /\

  19. Posted

    16 hours ago, Mercftw said:

    Hi there fellas 

    I Usually go ahead and buy a new headlight if one needs replacing but I’ve been seeing an increased number of ads on EBay where the headlight lens has been replaced. 
    Do you guys know anyone who replaces Cracked headlight lens?

    Cant see how that works , just mist up surely , as Frank says old stuff yes , newer stuff cant see that working 

  20. Posted

     

    So this customer rings me today , 

    hello i want to sell my car back to you . I bought the car in June from you but I'm working from home now so don't need a car anymore  . 

    Ok tell me the reg and mileage and I'll look up the car .  

    She wants £9,000 back :huh: top and bottom of it all . 

    Only fair as I've haven't used it :lol:she goes 

    I asked her " what do i do with that then as there is no profit for me in that deal  . " 

    She said , sell it again of course , but there's nothing in the car for me i repeat , What do you mean she says you would get £9,000 for it :lol: how much do you want . 

    My God the world is going mad , I knew about PROFIT when I was 10 yrs old .

    Have you tried We buy any car , , yes but they offer lots less money , DUH dopey prat :huh:

    I just said no . 

     

  21. Posted

    1 hour ago, Holmfirth Cars said:

    ok so if the customer views a car on our premises & collects the car from our front gate, is this sale exempt from the DSR ?? 

    What Iv'e always believed that is , they can see it before they drive off , which means they have been to YOUR premises. Not you sending them the car as thats distance selling .

    If the other was true then anyone can say its distance selling because i live 40 miles away and you sent it when i hadn't seen it  .

    3 hours ago, umesh said:

    If the customer has seen/inspected the car prior to lockdown then bought it as click and click its not distance selling. #fact 

    +1 there Umesh 

  22. Posted

    59 minutes ago, BHM said:

    As a business you’re actually prepared to give written advice to customers stating they are ok to travel?

    if they have the order form or invoice they are committing to click and collect , so can travel yes . 

    had one guy last lock stopped by police from leaving Cardiff and he shown the copper the order form and he said that's fine sir .

    If click and collect is legal its obvious they have to travel , i just confirm they have the invoice to prove it 

  23. Posted

    1 hour ago, chris willbourne cars said:

    thanks David , that question was asked by a concerned customer

    Send them an invoice via email , so they have a document to show if stopped , that makes it very very legal and takes the guess work out of it . 

    Makes customers feel all cuddly and safe to travel . 

    • Like 1

  25. Posted · Edited by David Horgan

    20 hours ago, Harry George said:

    Have tried to resist distance selling up until now, but we now have to if we want to sell any.

    Had someone twice view a year old BMW prior to tier 4, decided to go for it last week.

    We are now T4 so did everything we thought right giving the lawgistics distance sale paperwork etc.

    Taxed in their name at Po as change of class V5 gone to DVLA.

    That night they call saying it hasn’t got power mirrors - we knew that, never mentioned it advertised as such etc. 

    They had the same car  before so would have know where button was etc. 

    Few days on and they now want to reject at the 14 day stage 11 days time but won’t put in writing until then. We have offered to refund and collect now.

    Could not make it up but guess there is nothing we can do. Makes me feel like not doing anymore but know we will be left behind if we don’t.

    Normal times normal sales you’d say I’m sorry but you viewed the car, this rule suits today’s public to a T.

    Any thoughts on anything we can do other than wait it out?

     

     

     

     

    £1 a mile after 20 miles , hopes hes done 500 miles the pillock , He saw the twice car and said he had one before , I'd bluff him out .

    But also check the paper work as i do believe if hes said its being returned he should STOP using from that point , ask him the mileage now and confirm with a picture so you know whats going to be expected as regards charges , tell him point blank it must be returned asap in same condition or charges will apply . 

    pointing these out will make him recoil and might make him think , hes using you for free car hire for two weeks over bloody mirrors ,