Lambchop 4 Posted June 14, 2020 (edited) Does your insurance cover vandalism on forecourt cars? How much does it cost ? Is it separate to traders policy? Was wondering if it would be cheaper to fenceMy sales pitch or to pay for insurance on them. Edited June 14, 2020 by Lambchop Share this post Link to post Share on other sites
trade vet 704 Posted June 14, 2020 2 hours ago, Lambchop said: Does your insurance cover vandalism on forecourt cars? How much does it cost ? Is it separate to traders policy? Was wondering if it would be cheaper to fenceMy sales pitch or to pay for insurance on them. I am not sure if you can now get good insurance cover for cars left out in the open.The last open pitch we had in the 80’s we could only get road risk cover which was far cheaper.We just used to budget a few grand per year for vandalism.However this was bread and butter stock.With open pitches you will always get some vandalism but we found together with the savings in business rates on open pitches and cheaper premiums,it worked out. 1 Share this post Link to post Share on other sites
Autolink100 34 Posted June 14, 2020 3 hours ago, trade vet said: I am not sure if you can now get good insurance cover for cars left out in the open.The last open pitch we had in the 80’s we could only get road risk cover which was far cheaper.We just used to budget a few grand per year for vandalism.However this was bread and butter stock.With open pitches you will always get some vandalism but we found together with the savings in business rates on open pitches and cheaper premiums,it worked out. You can still get cover. I have an open forecourt and have cover with NIG. It' a separate policy to the road risks one. Share this post Link to post Share on other sites
trade vet 704 Posted June 14, 2020 2 hours ago, Autolink100 said: You can still get cover. I have an open forecourt and have cover with NIG. It' a separate policy to the road risks one. NIG,part of Direct Line Group,good luck with them should you need to claim.( Had to take DL to Ombudsman on a 2 grand straight forward and only claim in 20 years ) Share this post Link to post Share on other sites
Frank Cannon 812 Posted June 15, 2020 They can't be as bad as Tradex Insurance, cheap for a reason, they don't pay out.....but I can see their logic there Share this post Link to post Share on other sites
Lambchop 4 Posted June 15, 2020 Thanks for reply’s , thought as much . Insurance company’s take the mick. We’re right next door to a pub so if someone decides they fancy jumping on a few cars gonna be a big bill. Share this post Link to post Share on other sites
CRW 73 Posted June 15, 2020 Had to claim for 12 windscreens being put through a couple of years back. Im with Arista and they paid up, no problems at all. Share this post Link to post Share on other sites
New year revolutions...... 197 Posted June 15, 2020 8 hours ago, Lambchop said: Thanks for reply’s , thought as much . Insurance company’s take the mick. We’re right next door to a pub so if someone decides they fancy jumping on a few cars gonna be a big bill. sponsor the darts team keep the regulars sweet and looking out for you 1 Share this post Link to post Share on other sites
Dave2302 387 Posted June 17, 2020 On 6/15/2020 at 6:23 PM, New year revolutions...... said: sponsor the darts team keep the regulars sweet and looking out for you Love it Share this post Link to post Share on other sites
craigpughcars 13 Posted June 20, 2020 Get good CCTV and send it to Harry Hill , every £250 counts Share this post Link to post Share on other sites
