Slightly off topic but I get the occasional person asking if I’ll do them day insurance to get them home. As a one man band I have absolutely no intention whatsoever of getting involved in the legalities of strangers driving on the highway. Your insurance paperwork would have to be absolutely watertight because, my guess is, they’d come after the small car dealer not the big insurance company.
I imagine any irregularity would be pushed my way - “No Your Honour, I told him I have 12 points on my provisional licence but he said I’d be ok for the next fortnight”, swiftly followed by their defence barrister “It is most unfortunate my client mowed down the bus queue of school kids but the financial burden of compensation for the grieving families surely lies with BHM who, my client attests, was responsible for completing the drive-away insurance”.
If a customer is either too lazy or too skint to insure their new wheels I’m not interested in getting involved & exposing myself to risk.