Hi Lemoj. We all have lessons to learn, I think the first one is not to trust joe public and ALWAYS hpi or experian check a car. I get the idea from your post that the person who sold you the car is trying to settle the outstanding finance. If so, encourage him to sort it out ASAP. Liase with the finance company to find out when this is done. If it doesnt happen, I think that the responsibility is yours re the outstanding finance. I hope for your sake I am wrong!