Mistermuttley 19 Posted June 2, 2020 Just had an elderly lady come to see me about a car. Asked if i did finance and I told her I don't as I only take cash or bank transfer. Suggested she approach her bank as she should get better rates there....Think she may struggle with the bank as a car finance provider has just rang me on her behalf to buy the car. Only issue is as I am a part time trader I am not vat registered or limited company (fully legit though income to hmrc ,warranties etc). They said they would get back to me! Anyone know if I can arrange to get finance for her by any means? Thanks. Share this post Link to post Share on other sites
David Horgan 564 Posted June 2, 2020 Not Many Finance companies do the older people sector really . two that do older props require you to be FCA approved . Tell them to try a personal loan from Sainsbury or Tesco , one or two get a loan from them and its not connected to you or the car . All online and pretty quick too Share this post Link to post Share on other sites
Mistermuttley 19 Posted June 2, 2020 7 minutes ago, David Horgan said: Not Many Finance companies do the older people sector really . two that do older props require you to be FCA approved . Tell them to try a personal loan from Sainsbury or Tesco , one or two get a loan from them and its not connected to you or the car . All online and pretty quick too Thanks, she has just rang me back. Her bank have ok'd a loan for her now. I think she was just reluctant to ask them as she is self employed. But she is happy now, another one gone! 1 Share this post Link to post Share on other sites
David Horgan 564 Posted June 2, 2020 Just now, Mistermuttley said: Thanks, she has just rang me back. Her bank have ok'd a loan for her now. I think she was just reluctant to ask them as she is self employed. But she is happy now, another one gone! Well done , I mentioned Tesco etc cos i thought she had tried her bank . long as you sold it that's all that matters Share this post Link to post Share on other sites
Mistermuttley 19 Posted June 2, 2020 17 minutes ago, David Horgan said: Well done , I mentioned Tesco etc cos i thought she had tried her bank . long as you sold it that's all that matters Yep I did tell her to try her bank first, but i still had a call from the finance company before she approached them. She is all excited now, well it is a Meriva! Share this post Link to post Share on other sites
David Horgan 564 Posted June 2, 2020 2 hours ago, Mistermuttley said: Meriva! If you had said that up front i might have turned the page over Takes all sorts , some one has to like the Meriva don't they . Long as you had the profit then Meriva's are super little cars aren't they Share this post Link to post Share on other sites
Paul C 75 Posted June 2, 2020 I hope you advised them, for their own safety and the longevity of the front tyres, to only cautiously use 1/4-1/3 throttle in the first few weeks of ownership as they become accustomed to the raw power of that 1.4 litre engine. Share this post Link to post Share on other sites
Mistermuttley 19 Posted June 2, 2020 1 hour ago, David Horgan said: If you had said that up front i might have turned the page over Takes all sorts , some one has to like the Meriva don't they . Long as you had the profit then Meriva's are super little cars aren't they The funny thing is I used to stick to bread and butter cars, small hatchbacks. But someone on this forum mentioned how that market was so crowded and the car supermarkets have 100's of the same model, so sometimes its better to go for the more oddball cars. Its nice to get the odd oddball car now and even ugly things like a 1007 I had always make a sale. The missus even said re' the Meriva, you won't sell that. Happy to prove her wrong! 3 minutes ago, Paul C said: I hope you advised them, for their own safety and the longevity of the front tyres, to only cautiously use 1/4-1/3 throttle in the first few weeks of ownership as they become accustomed to the raw power of that 1.4 litre engine. Its the 1.7cdti engine and on the test she was like oh this is powerful! Then again her last car was a C1. It was a really nice test drive though, i find it really enjoyable when their eyes light up and even though its a run of the mill car, it's special to them. Wish they were all like that! Share this post Link to post Share on other sites
Paul C 75 Posted June 2, 2020 Only joking, they're good little cars - is this the one with the suicide rear doors? Share this post Link to post Share on other sites
New year revolutions...... 197 Posted June 2, 2020 1 hour ago, Mistermuttley said: . It was a really nice test drive though did you sit in the front with the smorgs face mask on or in the rear photos required obviously kinky boots not required till oct Share this post Link to post Share on other sites
Mistermuttley 19 Posted June 2, 2020 1 hour ago, Paul C said: Only joking, they're good little cars - is this the one with the suicide rear doors? Yep, i think its a good quirky selling point to them. Took pictures with both doors of each side open. Most traders don't seem to bother. 46 minutes ago, New year revolutions...... said: did you sit in the front with the smorgs face mask on or in the rear photos required obviously kinky boots not required till oct See my soon to be released 'confessions of a car dealer'. On finest VHS tape. Discount for forum members! 1 Share this post Link to post Share on other sites
BHM 994 Posted June 3, 2020 (edited) 9 hours ago, Paul C said: I hope you advised them, for their own safety and the longevity of the front tyres, to only cautiously use 1/4-1/3 throttle in the first few weeks of ownership as they become accustomed to the raw power of that 1.4 litre engine. The few times I’ve had anything to do with Merivas (boxy old shape) I’ve found the owners couldn’t give a shit about tyres, or the bodywork & mechanicals for that matter! Do these type of owners ever attempt any repairs or even basic maintenance if it’s not related to a failed MOT? Edited June 3, 2020 by BHM Share this post Link to post Share on other sites
New year revolutions...... 197 Posted June 3, 2020 (edited) 4 hours ago, BHM said: The few times I’ve had anything to do with Merivas (boxy old shape) I’ve found the owners couldn’t give a shit about tyres, or the bodywork & mechanicals for that matter! Do these type of owners ever attempt any repairs or even basic maintenance if it’s not related to a failed MOT? no and they cant drive this customer obviously an exception Edited June 3, 2020 by New year revolutions...... . Share this post Link to post Share on other sites
