friar 8 Posted September 16, 2018 Try to avoid taking cards.and have Pay Pal Here card reader, which is brilliant, except for cost.2.7%. The other new style card readers,Sum Up,I Zettle,etc don't want car dealers, we are like Adult services, a no no. Thinking of joining established Barclays or Llloyds,but they charge fee monthly. Any one using no monthly fee card reader? Share this post Link to post Share on other sites
Mikey360 68 Posted September 16, 2018 (edited) Stick to bacs or cash, no fees then! Never had anyone complain. Edited September 16, 2018 by Mikey360 1 Share this post Link to post Share on other sites
justina3 518 Posted September 16, 2018 Don’t discount the big boys we use Barclays and they offer some great freebies, free hokiday insurance handy as I go away a lot discounted house insurance free mobile phone insurance up to three devices, handy this year as my son lost his iPhone and I cracked my screen far to many times. all adds up our service charge is only £14.99 a month plus vat we covered that with the holiday insurance already Share this post Link to post Share on other sites
Mark101 536 Posted September 16, 2018 I use IZettle - pay 1.75% of transaction value but no monthly charges. Hardware was around a ton I think. Plus it is completely remote (I haven’t used this function yet), you can take it anywhere you have a 3G signal. Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 Stripe. 1.4%. I talk people out of it where I can. Share this post Link to post Share on other sites
Arfur Dealy 823 Posted September 16, 2018 Transfer, it’s free. 1 Share this post Link to post Share on other sites
friar 8 Posted September 16, 2018 1 hour ago, EPV said: Stripe. 1.4%. I talk people out of it where I can. Hello EPV, Do you use an app on phone,(Which one) or a card reader please? Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 1 hour ago, friar said: Hello EPV, Do you use an app on phone,(Which one) or a card reader please? I have an app. I can also email an invoice to someone that has a digital click button that takes them to an online payment page. Share this post Link to post Share on other sites
MrV 66 Posted September 16, 2018 If your going to take cards physically izettle is one of the cheapest processors around, if digitally you can only use stripe by sending an invoice to the buyer as I may be wrong but stripe don't sell a card reader Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 6 minutes ago, MrV said: If your going to take cards physically izettle is one of the cheapest processors around, if digitally you can only use stripe by sending an invoice to the buyer as I may be wrong but stripe don't sell a card reader They do. Share this post Link to post Share on other sites
MrV 66 Posted September 16, 2018 Just now, EPV said: They do. Ah OK, any idea on their deposit time? Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 9 minutes ago, MrV said: Ah OK, any idea on their deposit time? Too long I think, part of the reason I have nothing to do with it even though I have an account. Share this post Link to post Share on other sites
Arfur Dealy 823 Posted September 16, 2018 Why use Q a dacility Why use a card machine ? It costs you money....... TRANSFER IS FREE ! Share this post Link to post Share on other sites
friar 8 Posted September 16, 2018 I asked I Zettle,they didn't want car dealer! Booooh!! Share this post Link to post Share on other sites
Arfur Dealy 823 Posted September 16, 2018 Just now, friar said: I asked I Zettle,they didn't want car dealer! Booooh!! I repeat transfer is FREE, why give your profit away ? 1 Share this post Link to post Share on other sites
Del Boy 76 Posted September 16, 2018 1 minute ago, friar said: I asked I Zettle,they didn't want car dealer! Booooh!! Really? I signed up with them a couple years back, never had an issue. Eventually moved to payzone getting a proper terminal with a SIM card. Yes it’s more money per month but very low fees and so much more professional. No more waiting for Bank transfers to clear. Particularly when a customer wants to collect at 8pm and their payment going into security! Share this post Link to post Share on other sites
Arfur Dealy 823 Posted September 16, 2018 Why to all of you who take cards? Why ? If you sell 100 cars a year how much does it cost you annually for a card payment facility . Transfers are free... 1 Share this post Link to post Share on other sites
twerp 69 Posted September 16, 2018 32 minutes ago, Arfur Dealy said: Why use Q a dacility Why use a card machine ? It costs you money....... TRANSFER IS FREE ! What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone? Worth taking a £2.00 hit on card charges or is that not a problem with your buyers? Share this post Link to post Share on other sites
Grantlfc81 88 Posted September 16, 2018 Payment sense. Money in 3 days and only 0.3% Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 1 hour ago, twerp said: What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone? Worth taking a £2.00 hit on card charges or is that not a problem with your buyers? Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. Share this post Link to post Share on other sites
friar 8 Posted September 16, 2018 51 minutes ago, EPV said: Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. There are a lot of people who show you their card, but couldn't do a transfer, in my opinion. 2 Share this post Link to post Share on other sites
Grantlfc81 88 Posted September 16, 2018 Use a card machine to close a deal all day long. If they say they will do a deposit when they get home you won’t see them again. 1 Share this post Link to post Share on other sites
EPV 631 Posted September 16, 2018 19 minutes ago, friar said: There are a lot of people who show you their card, but couldn't do a transfer, in my opinion. Sorry I don’t believe that. Yes there will be the odd one but I can’t believe there are enough to worry about. Share this post Link to post Share on other sites
twerp 69 Posted September 16, 2018 1 hour ago, EPV said: Can use a card but can’t use internet banking? Now that’s a creature so rare that you wouldn’t be concerned about. Absolutely loads in my experience. 23 minutes ago, Grantlfc81 said: Use a card machine to close a deal all day long. If they say they will do a deposit when they get home you won’t see them again. Exactly 30 minutes ago, friar said: There are a lot of people who show you their card, but couldn't do a transfer, in my opinion. Truth Share this post Link to post Share on other sites
Arfur Dealy 823 Posted September 17, 2018 10 hours ago, twerp said: What about those who aren't quite so au fait with technology and you're pushing for a deposit on the phone? Worth taking a £2.00 hit on card charges or is that not a problem with your buyers? I can honestly say I have never had any issues Share this post Link to post Share on other sites
.gif.f588d3d914825b414e7ea9a8fb8a7afe.gif)
