Flip 0 Posted April 3, 2019 Should I bother? No flash Pitch, just a very basic fenced off carpark with a cabin. 15-20 cars all under 6k. Am I right in saying my trade insurance covers me for damage to all my vehicles at my premises, and premises insurance (if I took some out) would just cover to damage to the premises fencing, building etc? Share this post Link to post Share on other sites
Mikey360 68 Posted April 3, 2019 Depends on what your documents say, sometimes motor trade insurance just covers you for road risk and not for cars stored at premises at all. Best call them up and discuss 1 Share this post Link to post Share on other sites
Lazz 16 Posted April 3, 2019 If you have just a road risks policy the will properly need to switch to a combined policy Share this post Link to post Share on other sites
EPV 631 Posted April 3, 2019 2 hours ago, Flip said: Should I bother? No flash Pitch, just a very basic fenced off carpark with a cabin. 15-20 cars all under 6k. Am I right in saying my trade insurance covers me for damage to all my vehicles at my premises, and premises insurance (if I took some out) would just cover to damage to the premises fencing, building etc? There are some very clued up, qualified traders on here but I can tell you now, none of them have the ability to read your insurance cover documents! Ring your insurance. I think what you're getting confused with is, premises insurance doesn't cover your premises, i.e. the building. You would need building insurance for that. Share this post Link to post Share on other sites
David Ayers 171 Posted April 3, 2019 Public liability!!! Share this post Link to post Share on other sites
justlooking 48 Posted April 3, 2019 Public liability buildings insurance roadrisks with extra stock cover or simply combined is probably what most of us have? Share this post Link to post Share on other sites
