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Had a bloke come for a car with his uncle or someone, and 2 little girls in tow. It was for their "friend". 2 hour viewing in total, including phone calls, taking photographs, test drive, waiting for their friend to come (they were viewing it for him, apparently) Friend turns up. Another test drive. I'd already told guy number 1 the last price, of course they tried to haggle me down. "Friend" says "The car's not my style, it's for Guy No. 1, but I'm paying for it, what will you do on the price?" At this point I start losing my rag. Eventually come in to do the paperwork and pay. Guy No. 1 wanted to transfer the money across, at 2pm on a Saturday. Except he doesn't have his card reader....or a banking app...or internet banking full stop. Eventually sold the car to him 4 hours later when he borrowed the cash off his friends. At least it ended well!

Having 1 will make life easier as its less to look at and so may keep your accountancy etc costs lower. Cant think of any significant benefits to having 2 unless you were looking to have 2 banks which 'know you' and giving you more scope to use credit lines etc

Just to say hello, Some of you will know me personally or from the defunct AT forum, was hoping to see some of you at CDX but could not make it this year, will keep an eye on this forum, looks like it's a very popular and lively platform. Nick Kumchev