Leaderboard

Named drivers don’t appear to qualify for no claims discount when taking out their own policy.We had a similar experience having been individually named for social domestic and pleasure on our fairly expensive company fleet policy which we had with the same insurer for many years.When we retired ,we were taken off our company policy and took out a new private policy with the same insurer.They accepted my application which included full no claims discount so I settled up.Sometime later,I was informed that my no claims discount had been disallowed and that the cover would be cancelled if I did not immediately pay the balance they requested.Although I thought this to be very unfair,I paid the balance ‘ under protest ‘ and complained to The Ombudsman. Sometime later The Ombudsman service got back and they agreed with the insurance company that we did not qualify for any no claims discount and we would have to start afresh having been previously comprehensively covered to drive any car by the same insurer for 40 years without making a single claim.