Big/ bigger dealers £40k doesn't really show a shortfall in the cash flow / system , I've heard about Ten of thousands£££ with some BIG players and it took months and months before they find an issue /shortfall !
Just very sad that these people are put in place of trust and abuse that trust!
Heard a few years back small franchised dealer had new sales man , He was always willing to work wekkend's etc , The owner thought wow, this is a great find, ... as time goes on owner steps back a little bit more !
Salesman off ill one week customer comes in with an issue on a car he'd bought over the weekend - a cheapie , no trace of sale or that vehicle - Long story short , you can guess .. the salesman was selling majority of the swappers for cash - most deals showed no PX , Can of worms opened that day - I Remember him telling me how heart broken he was and thought there was at least 7/8 cars a month being sold by the salesman and pocketing all the money !