Umesh I agree with lots of your points, we can use our adverts and our website to push what we offer, we need to be pro-active in how we market ourselves. I see you list AA, RAC, ebay, Motors etc, I'm sure when you add up the spend with these companies whilst it doesn't add up to the same as the monthly AT bill it does still add up. Motors came in with a bang and like many before them are finding it hard to break AT hold on the market, if there are to sustain their challenge I'm sure price increase will happen. You mention admin fee's etc maybe we should focus on this as an area that needs to be cleaned up and that means pushing government officers to look into it. The motor trade and retail motor trade is such a big industry, good, bad and ugly I'm surprised there isn't a direct government office set up to monitor it.