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So. We've just paid £165 for a Trade Licence that's of no use. AutoTrader are going to try and charge us more for bringing us less and less customers via an awful website - but there's no significant alternative... yet. And if the punters do somehow find us, they have already been told what the Trade price is of the car they want, and that's all they're prepared to pay. And they're gonna want Retail for theirs... Interest rates are gonna rise. And we might end up with Mr Bean as Prime Minister. Roll on 2015! Maybe a New Year Predictions thread?