Hi everyone I retired just over 2 years ago but before retiring I had been in the trade in one form or another most of my life when I retired I moved my motor trade insurance to private and also changed companies who were happy to use my motor trade 10 year plus NCB on my private policy I have now decided I would like to come out of retirement (bored out of my brains) and have made enquiries about going back to a motor trade policy and have been told they can only mirror my NCB for one year and then I would be starting again with only 1 year's NCB is this correct or am I being taken for a ride here after all NCB is exactly what it says and I have not had any, opinions and advice welcomed many thanks Chris