I mostly do my own warranties, but for those customers who want, cough cough, 'piece of mind' or live out of the area I use WMS. The only reason I went with them was because my rep is my old finance rep who I always got on with. He knows I prep my cars well so allows me to have '5 star' coverage on cars that wouldn't normally be allowed it because of age or mileage. I don't up sell them or make anything on them so I'm quite clear in telling the customer what they cover and what they don't. I was a bit sceptical about using them at first but to be fair I've found them OK and I've got no complaints, more importantly, neither have my customers.