• Content Count

  • Joined

  • Last visited

  • Days Won


FHP11 last won the day on July 29 2021

FHP11 had the most liked content!

Community Reputation

8 Neutral

About FHP11

  • Rank
    Advanced Member

Profile Information

  • Your industry
    Independent dealer
  • Dealership/company name

Recent Profile Visitors

The recent visitors block is disabled and is not being shown to other users.

  1. To be fair card fees these days are ridiculous. I can't believe they accepted cards for so long. Although for sure they are keeping all this saving to themselves, no reduction in fees I'm sure. Visa/Mastercard have shot themselves in the foot with their greed for any company supplying big ticket items. Most are dropping card now for big ticket purchases. We never had any issues with bank transfer payments to them.
  2. Doesn't help that these days, all the big dealer groups are keeping their good PX's back to sell at their own Used Car centres, just sending the Crap to auction. Even BCA are at it themselves, picking out all the good WBAC stuff.
  3. So much truth in this! Parenting ability or lack thereof has a lot to answer for in todays society. Always someone else's fault though......
  4. Yes, people will. But thats because its far from "The Exact Same." The extra processes that dealers put the cars through is the added value, as are the services that you can offer, that a private buyer does not and cannot.
  5. Brexit has stuffed getting parts in from Europe. First we voted to leave. The pound tumbled and hasn't recovered since. Then we actually did leave, and along has come the problems with physically getting stuff here, and all the extra tax, duty, customs and haulage costs that have come along with this. The pound still hasn't recovered so its a double whammy really. It's what we voted for I guess - Costing us a small fortune getting some parts that we regularly get in from Europe. Had no choice but to try and pass some of this on. Covid has thankfully masked most of the issues for most regular people. They pay a bit more for things, and don't worry about any of the problems that it causes for businesses that actually try and trade with the biggest trading bloc that we are geographically part of. Last year we could trade parts with 500 million people without issue. Now we can only trade with around 70 million without problems. At least we've taken back control - whatever that means...
  6. Would probably avoid Land Rovers. As nice as a 2010 Disco 4 is to drive, they are just a money pit. I ran one for a bit. The repairs cost more than my mortgage each month. Although if a Land Rover is a must, I'd go Freelander, there is just less to go wrong and they are a bit more dependable. X5's are a nice shout, never had much grief from them although am aware there are some costly issues that can occur. I'd also recommend the Grand Cherokee. Great kit and good value for what you get. Not sure what your budget is, but if your looking at a 2010 Range Rover, I'm sure you'd get into a 2013 with decent mileage. Would avoid the ML just as the interior is a bit drab and you still pay good money for them. XC90 feels prehistoric inside.
  7. Maybe DVLA getting confused as to whether its a new or used car. Or that the car Is not in the new keepers name. Wanting to tax the car and assign the plate could be done together. But assisting a new keeper is a third action. A dealer registering a new car, could register it to the new keeper, tax it, and assign the new plate as the vehicles plate. But no way to do this all together on a used vehicle to my knowledge. Car needs registering and taxing, wait for the V5 to come through, then assign the plate. My standard advice to customers. If they want the plate on when they drive away, then they need to pay for the car in full. I'll register it to them, when they get the V5 through, either they or I'm happy to do it can assign the plate to the vehicle, then they can drive away with it on.
  8. Following notification from Worldpay today that card payments are going up again, I was wondering what everybody else is doing about card payments? As far as I can see, I think we are going to have to throw in the towel on them and insist on BACS... I know a lot of this is down to MasterCard & Visas Monopoly on the market and ultimate Greed, but the costs are out of control. Now e've never accepted Credit Cards in any shape or form. But Go back a few years, we used to pay just 20Pence for a debit card transaction. As of today, Worldly have said that Debit card rates are going up to 0.57%. Now on a moderately priced £15K Car, that works out at £85.50 in debit card fees. Compared to a few years ago, this is a 42,650% increase in processing fees. Or a bit like a £1.50 bottle of milk going up to more than £600! No other industry has been able to hike costs like these guys. I can't see its possible to continue taking debit cards, unless its a dirt cheap car. I know Worldpay will skin a bit off this rate, but its still outrageous. Thinking of maybe saying we will take a max of £3K but anything over must be BACS. We have been trying to point customers down the way of BACS, but some of the less tech savvy always seem to leave it till pickup when theres always some issue or other. Whats everyone else doing?
  9. Panoramic Roof's are a nightmare. If they don't leak, the motors will break, and if not this then they will be creaky and rattly. They are destined to become a problem on every car they are fitted to.
  10. Don't get confused, like much of the public is that "non Key workers" can't go to work. Thats not the case at all if following government guidelines. Most people can in fact go to work if that work can't be done from home - whether it's essential or not is irrelevant. As car dealers, we can still go into work, legitimately drive a car to an automated car wash, take it on a test run, picture it, fix it, etc etc. As with any other line of work. The restrictions are on opening retail outlets to members of the public which we are restricted from doing. And also restrictions on members of the general public from making non essential trips, for instance looking at a car. But its not against guidelines to deliver a sold car or do anything work related with a vehicle. There is though obviously a moral line to be drawn. But you can go to work if you can't work from home.
  11. Don't hold me to this, but this sounds to me like your insurance trying to pass the buck for something they should probably be liable for. I would not expect as a trader for you to be required to see a certificate of insurance from every person who may work on your car, bodyshops, tyre shops, mechanics etc. Indeed, even for members of the public, if you can reasonably believe that your re insured to drive a car, then you are not guilty of an offence if it turns out to not be insured. e.g. a car you have hired, a driving instructors car etc. I would say that the mechanic is guilty of an offence of driving whilst uninsured. This is nothing to do with you. He may have a defence if his lookers boss has told him he is insured, but this is none of your concern. The third parties claim therefore, given that it cannot be made against the uninsured driver, would fall back to either their own insurer, or probably your insurer given that you have the car on the MID with them. It sounds like your insurer is trying to be a bit sly by passing this liability on to you. I wouldn't put it past them to try and get you admitting this liability somehow, i.e. by getting you to say you knew he was driving the vehicle etc. Technically if you knew he was driving it, you are guilty of the offence of permitting him to drive without insurance, and also absolve them of the liability of paying out the claim. As I say the above is my interpretation, but seek professional advice before you let them do you over.
  12. We've been moved over to this new Autotrader portal Does anyone else think its absolutely awful and they've spent a load of money fixing something that wasn't broken?
  13. Caught as in stopped by the Police and summoned to court? A lot more information would be needed, and don't quote me on this, however I believe there is allowance within the law where there are circumstances where you can reasonably expect a car to be insured, these would include amongst other things: -Hire Cars -Courtesy Vehicles provided by a garage -Company owned vehicles such as vans or other commercial or company vehicles Where you can reasonably expect that the car would have been insured, you would not be guilty of the offence of driving without insurance. For example you would not ask a hire car company to show you their certificate of insurance before you took the hire car away. You would not necessarily ask your employer to show you their certificate of insurance before you drove a company van. A police officer similarly would not ask to see a certificate of insurance from the police service when they take a police vehicle out in the morning for a shift. They assume that it would be insured. Obviously this only extends to instances where you can reasonably expect the car to be insured by another, and a courtesy vehicle should fall into this. UNLESS you have signed something or made some other assertion that you have insured the car yourself. Probably best to seek some legal advice though, and the above is only my understanding of the law. I am happy to be corrected.
  14. Thanks I though as much. I began to question myself when people would act in sheer shock when we say it doesn't have one because it didn't come with one. At least I know were not alone! Just frustrating that the people that spot things after they bought it think that they are somehow more entitled than the people that bothered to look at the car in the first place!